Quantum of Damages

Actuarial reports that quantify the claim

Independent quantum reports for attorneys and advocates in Road Accident Fund, PRASA and third-party liability claims.

Overview

Evidence that stands up.

Once the merits are settled, the claim turns on quantum. Xivoni prepares the actuarial calculations that attorneys, advocates and insurers rely on in Road Accident Fund (RAF), PRASA and third-party liability matters.

Our assessments are grounded in South Africa's socio-economic context and aligned with legal precedent, using robust forecasting and scenario modelling to support evidence-based outcomes.

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Legal documents and scales on a desk
Financial loss assessment grounded in evidence and clearly explained assumptions.
Matters we support

Where attorneys instruct us

Road Accident Fund claims

Actuarial calculations and quantum reports for attorneys acting in Road Accident Fund matters.

PRASA claims

Actuarial calculations and quantum reports for attorneys acting in matters involving PRASA.

Third-party liability claims

Quantification of damages for attorneys acting in other third-party liability matters.

What we calculate

Heads of damage

Loss of earnings

Assessment of past and future loss of earnings, with contingencies clearly explained.

Loss of support

Quantification of loss of support for spouses, children and other dependants.

Future medical costs

Present value of future medical, hospital and care costs.

Unfair dismissal & contract breaches

Quantification of financial loss in employment and contractual disputes.

Business interruption & loss of income

Forecasting of lost income for businesses affected by insured or disputed events.

Clear expert reports

Well-structured reports prepared for use in legal proceedings, with assumptions set out plainly.

Who we work with

Clients we serve

  • Attorneys and law firms
  • Advocates
  • Insurers and claims teams
  • Businesses assessing losses
Our work in Legal Sector
Why Xivoni

What sets us apart

  • Independent and defensible
  • Grounded in South African context and precedent
  • Clear, well-reasoned reporting
  • Responsive turnaround
Related work

Case studies

LegalSouth Africa

Quantum calculations for complex RAF claims

Actuarial models for RAF claims with complex family structures, with every calculation supported by documentary evidence.

Outcome: Evidence-based calculations that reflect each claimant's circumstances and that legal teams can rely on.

LegalSouth Africa

Loss of earnings where the experts disagree

Loss of earnings quantified separately on each expert's career path, including for child claimants with no earnings history.

Outcome: Reports that show the scenarios side by side, so the legal team can see what each assumption is worth before negotiation or trial.

LegalSouth Africa

Narrowing the dispute through actuarial joint minutes

Two actuarial reports reconciled item by item with the opposing actuary, with agreed positions recorded in joint minutes.

Outcome: The actuaries agreed the main points of difference ahead of mediation, leaving a short list of items for the parties or the court to decide.

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