Clarity in complexity.
Confidence in
what comes next.
We combine actuarial judgement, data science, responsible AI and software to help you understand risk and turn analysis into working solutions.
We partner with organisations across industries and markets, delivering specialist advisory and technology solutions across Africa and international markets.
Explore our expertise Discover the Xivoni approach
Technical depth.
Practical perspective.
We help insurers, banks and public institutions understand risk, manage capital and pursue growth with confidence.
View all servicesActuarial & insurance risk
Pricing, valuations, reserving and capital advice for insurers and pension funds.
Transactions Advisory
Independent actuarial insight for acquisitions, transfers and capital decisions.
Audit & assurance
Independent audits and reviews that give boards and regulators confidence in the numbers.
Quantum of damages
Actuarial reports for RAF, PRASA and third-party liability claims.
Banking & financial risk
Credit risk, IFRS 9 and financial modelling for banks and lenders.
Data, analytics & technology
Turn complex data into useful insight, stronger pricing and better tools.
Training & capacity building
Practical learning that strengthens technical capability within your team.
Expertise in your world.
We walk the journey
with our clients.
From the beginning, Xivoni has been built on the belief that the strongest outcomes come from working in partnership towards a shared goal. We work alongside our clients to understand their context, solve complex problems and build solutions designed to endure.
Ubuntu, competence, excellence and integrity shape how we work. We bring clarity to complex analysis, support implementation and strengthen our clients’ internal capability so that the value of our work continues long after the engagement ends.
Our purpose and values »Insight that moves
decisions forward.
Advice that carries
through to delivery.
Our value lies in connecting the technical work to the decisions, systems and people that depend on it.
Actuarial thinking.
Working technology.
We build and implement models as well as advise on them. Our work includes a migration from spreadsheet credit models to our in-house IFRS 9 platform.
See model delivery in practice »From market entry
to capital decisions.
We support inclusive insurers with licensing, products and pricing, and established businesses with valuations, risk, transactions and capital strategy.
Explore inclusive insurance »Capability built
within your team.
Technical training and knowledge transfer are part of our delivery. Our IFRS 17 work in Tanzania strengthened an insurer’s internal understanding and capacity.
See capability building in practice »Local understanding.
Regional ambition.
Connect with our offices in Johannesburg and Dar es Salaam.
Our offices
What’s your next challenge?
Let’s explore how we can help.